pucbank
Effective Date: 01-07-2024
Welcome to the People's Urban Co-operative Bank LTD website ("we", "our", "us"). By accessing and using our website, you agree to comply with and be bound by the following Terms and Conditions. If you do not agree with these terms, please do not use our website.
By using the website, you agree to be bound by the terms of these Terms and Conditions (T&C). If you are using the website on behalf of an entity, you represent that you have the authority to bind that entity. If you do not have such authority or do not agree to the terms of the T&C, neither you nor the entity you represent may use the website.
These T&C may be revised or altered by People's Urban Co-operative Bank LTD at its sole discretion at any time without prior intimation to you, with the latest T&C being made available for your reference on the website. Any such changes will be effective immediately.
By continuing to use this website or to access or use the services, you agree to be bound by the most recent and updated T&C. You are solely responsible for understanding and complying with all applicable laws of your specific jurisdiction, including but not limited to the applicable Reserve Bank of India Guidelines, Prevention of Money Laundering Act, 2002, and the concerned Know Your Customer (KYC) / Anti-Money Laundering (AML) guidelines that may be applicable to you in connection with your business and use of the website.
To avail of the services, you must be registered with People's Urban Co-operative Bank LTD and have submitted all requisite documentation as sought by the bank. By registering with People's Urban Co-operative Bank LTD, you agree to provide true, accurate, current, and complete information, failing which the bank may at any time reject your registration and terminate your right to use or access the website and services. You further grant People's Urban Co-operative Bank LTD a non-exclusive and worldwide right to use the registration data provided by you with respect to your registration on the website.
You acknowledge and agree that the form and nature of the services which People's Urban Co-operative Bank LTD provides may change from time to time without prior notice to you. You further acknowledge and agree that People's Urban Co-operative Bank LTD may stop (permanently or temporarily) providing the services (or any features within the services) to you at its sole discretion, without prior notice.
You are solely responsible for maintaining the confidentiality of your account and password. People's Urban Co-operative Bank LTD will not be liable to any person or entity for any loss or damage which may arise as a result of any failure on your part to protect your login ID, password, or any other credential pertaining to your account. You should take all necessary steps to ensure that the password is kept confidential and secure. In case you have any reason to believe that your password has become known to anyone else, or if the password is being, or is likely to be, used in an unauthorized manner, you should inform us immediately at peoples@pucbank.com.
You agree not to access (or attempt to access) any of the services by any means other than through the valid and accepted interface that is provided by People's Urban Co-operative Bank LTD unless specifically allowed by the bank otherwise. You further agree that you will not engage in any activity that interferes with or disrupts the services (or the servers and networks connected to the services) on this website and will not reproduce, duplicate, copy, sell, trade, or resell the services for any purpose.
You agree that you are solely responsible for any breach of your obligations under this T&C and for the consequences (including any loss or damage which People's Urban Co-operative Bank LTD may suffer) of any such breach. You further agree that you are solely responsible for ensuring that your use of the service is in compliance with all laws and regulations, and you represent and warrant to People's Urban Co-operative Bank LTD that you will comply with this sub-section.
You will not, and will not allow a third party to:
You agree to use our website for lawful purposes only and in a way that does not infringe the rights of, restrict, or inhibit anyone else's use and enjoyment of the website. Prohibited behavior includes harassing or causing distress or inconvenience to any other user, transmitting obscene or offensive content, or disrupting the normal flow of dialogue within our website.
All content, design, text, graphics, and interfaces on our website are the property of People's Urban Co-operative Bank LTD and are protected by intellectual property laws. You may not copy, reproduce, republish, upload, post, transmit, or distribute any material from our website without our prior written consent.
Our website is provided "as is" and "as available" without any representations or warranties, express or implied. We do not warrant that the information on this website is accurate, complete, or current. To the fullest extent permitted by law, we disclaim all warranties, including the warranty of merchantability, non-infringement of third-party rights, and the warranty of fitness for a particular purpose.
People's Urban Co-operative Bank LTD will not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of your use of, or inability to use, our website. This includes, but is not limited to, damages for errors, omissions, interruptions, defects, delays, computer viruses, loss of profits, or loss of data.
Our website may contain links to third-party websites that are not controlled or operated by us. These links are provided for your convenience only. We are not responsible for the content, privacy policies, or practices of any third-party websites.
Your use of our website is also governed by our Privacy Policy, which can be found on this website. By using our website, you consent to the processing of your personal data as described in our Privacy Policy.
We may update these Terms and Conditions from time to time. Any changes will be posted on this page, and the updated Terms and Conditions will take effect upon posting. You are advised to review these Terms and Conditions periodically for any changes.
These Terms and Conditions are governed by and construed in accordance with the laws of the Republic of India. Any disputes arising out of or in connection with these Terms and Conditions shall be subject to the exclusive jurisdiction of the courts of Cochin, Kerala.
If and to the extent that People's Urban Co-operative Bank LTD's performance of any of its obligations under this T&C is delayed or hindered due to fire, flood, earthquake, and other similar elements of nature, an act of God, acts of war, terrorism, riots, civil disorders, rebellions or revolutions, an epidemic, pandemic, government orders pertaining to a lockdown or otherwise, or any other similar cause beyond the reasonable control of People's Urban Co-operative Bank LTD (each, a "Force Majeure Event"), and such non-performance, hindrance, or delay could not have been prevented by reasonable precautions, then People's Urban Co-operative Bank LTD will be excused for such non-performance, hindrance, or delay, as applicable, of those obligations affected by the Force Majeure Event for as long as such Force Majeure Event continues.
If you have any questions about these Terms and Conditions, please contact us at:
Peoples' Urban Co-operative Bank LTD.
Head Office
Main Road, East Fort Gate, Thrippunithura Main Road, SH15, Thrippunithura, Kochi, Kerala 682301
Email: peoples@pucbank.com
Phone: 8714600230,04842783446