Fixed Deposit [Domestic] |
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Fixed Deposit Interest Rates with effect from 06-Jan-2024 | ||
Period | General | Senior Citizens |
---|---|---|
30 days | 5.00% | 5.50% |
31 days to 46 days | 5.25% | 5.75% |
47 days to 90 days | 6.00% | 6.50% |
91 days to below 180 days | 7.00% | 7.50% |
181 days to 364 days | 7.50% | 8.00% |
12 months | 9.00% | 9.50% |
Above 1 year and 120 months (10 years) | 8.50% | 9.00% |
Bulk Deposits above 1 Crore and above (12 months) - 9.10% | ||
Peoples Senior Citizen Scheme (PSCS) – Non Callable Deposit |
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333 days (Prematue closing interest @ SB Account) | 9.00% | 9.00% |
444 days (Prematue closing interest @ SB Account) | 9.60% | 9.60% |
NR (E) FD interest rate with effect from 15-Jan-2024 |
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Period | % | Int. on maturity |
12 months | 9.00% | |
13 Moths to 36 Months | 8.50% | |
Bulk Deposits above 1 Crore (12 months) | 9.10% |
HOUSING LOAN EMI SCHEME |
|
Housing Loan Interest Rate with effect from 15-May-2023 | |
Amount | Interest Rate |
---|---|
upto Rs 10 Lakh | 8.75% |
Above 10 Lakh | 10.90% |
Housing Loan Floating |
|
upto Rs 10 Lakh | 8.75% |
Above 10 Lakh | 11.00% |
Housing Loan EMI Diminishing |
|
Housing Loan Diminishing | 10.90% |
Revised rate of Interest rates on Term Loans with effect from 15-Feb-2024 |
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Loans | Interest Rate | Limit |
---|---|---|
Housing Loan - Diminishing / EMI/ Floating | 8.75% | Upto 10 Lakhs |
Housing Loan - Diminishing (120 Months) | 10.90% | Above 10 Lakhs |
Housing Loan Floating (121 to 240 Months) | 11.00% | Above 10 Lakhs |
Mortgage Loan Business - Diminishing | 12.50% | |
Mortgage Loan Staged business Diminishing | 12.50% | |
Mortgage Loan (Consumption Loan) Diminishing | 13.50% | |
Mortgage Loan (Marriage ) Diminishing | 13.00% | |
Overdraft / Cash Credit | 11.90% | |
Peoples Vehicle loan Scheme (EMI) | 09.20% | |
Vehicle loan | 09.60% | |
Vehicle loan against Fixed Deposit | 09.25% | |
Solar Power Loan EMI (48 Months) | 11.90% | |
Solar Power Loan MNRE Scheme ( 48 Months ) | 11.90% | |
Peoples Overseas Education Up to 20 Lakhs | 09.99% | |
Peoples Overseas Education Above 20 Lakhs | 10.90% |
Gold Loan General Repayment Scheme (from 01-Jan-2024) |
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Advance Amount | Period |
Rate per Gram |
Rate |
---|---|---|---|
Rs.4,00,001 to Rs.10,00,000 | 3 Months |
4,200 |
8.00% |
Gold Loan Bullet Repayment Scheme |
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Rs 1 to Rs 4,00,000 | 3 months to 12 months |
4,400 |
8.50% |
People's Special Gold Loan |
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Up to Rs 10,00,000 | 02 months |
4,700 |
8.90% |
Sthree Rathnam Gold Loan (Women members only) |
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Up to 10,00,000 | 03 months |
4,400 |
8.25% |
People's Gold Overdraft (Agriculture ) |
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Up to 25,00,000 | 1 Year |
4,200 |
8.90% |
Premium Gold Loan |
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Up to Rs. 1,50,00,000 | 06 months |
4,300 |
8.25% |